if you have insurance then your health costs are being shared, so it's kind of important if you are abusing alcohol. get rid of the insurance if you're willing to pay for your own health care costs.

now, me on the other hand doesn't have health insurance, doesn't qualify for charity medical care, and is 100% responsible for all my healthcare costs, so why i have to pay extra taxes for? i should get an exemption for all the dang money i'm contributing to pay for their healthcare.