you'll also notice that the majority of what us taxpayers are paying for is a bunch of old retired people who did not feel the need to save for their future expenses in their chase for immortality. why am i paying for people who essentially had at least a 20 year head start on me?

meh, because they're a bunch of bullies and i'd have to violate a commandment from God that was issued to the Israelites, if i told them to lump it.